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What To Do If A Cyclist Hits Your Car – Complete Guide

Cycling is becoming an increasingly popular mode of transportation, but with more cyclists on the road, it’s not uncommon for accidents to happen. If a cyclist hits your car, it can be a scary and confusing experience. Whether you’re at fault or not, there are steps you need to take to ensure everyone’s safety and protect yourself legally.

Stay Calm and Check for Injuries

The first thing you need to do if a cyclist hits your car is to stay calm. Take a deep breath and assess the situation. Check to see if anyone is injured and call for medical assistance if necessary. Even if no one appears to be hurt, it’s still important to exchange contact and insurance information.

Move to a Safe Location

If the accident is minor and your car is still drivable, move it to a safe location out of traffic. This will prevent further accidents and allow you to exchange information without risk. If the accident is more serious and you can’t move your car, turn on your hazard lights and wait for the authorities to arrive.

Exchange Information

Once you’ve ensured everyone’s safety, exchange contact and insurance information with the cyclist. Get their name, phone number, and insurance company information. If there were witnesses to the accident, get their contact information as well. Take pictures of the scene if possible, including any damage to your car and the cyclist’s bike.

Notify Your Insurance Company

Regardless of who’s at fault, it’s important to notify your insurance company of the accident as soon as possible. They will need to know the details of the accident and will likely want to see any pictures you took. Your insurance company will also contact the cyclist’s insurance company to handle any claims.

Cooperate with Authorities

If the police or other authorities arrive on the scene, cooperate fully. Answer their questions truthfully and provide any information they need. It’s in your best interest to be helpful and cooperative, as this will make things easier for everyone involved.

Take Legal Action If Necessary

In some cases, the cyclist may be at fault for the accident. If this is the case, you may need to take legal action to protect yourself. Hire a lawyer and provide them with all the information you gathered at the scene. They will help you determine if legal action is necessary and how to proceed.

Preventing Accidents in the Future

Preventing accidents with cyclists in the future is important for everyone’s safety. Always be aware of your surroundings and look out for cyclists. Give them plenty of room when passing and use your turn signals to alert them of your intentions. Be patient and remember that cyclists have just as much right to the road as you do.


If a cyclist hits your car, it can be a stressful experience. However, by staying calm, exchanging information, and cooperating with authorities, you can ensure everyone’s safety and protect yourself legally. Remember to always be aware of your surroundings and look out for cyclists to prevent accidents in the future.


  1. Who is at fault if a cyclist hits my car?
    • It depends on the circumstances of the accident. If the cyclist was following the rules of the road and you were at fault, you may be liable for damages. If the cyclist was at fault, they may be liable for damages.
  2. Do I need a lawyer if a cyclist hits my car?
    • It’s not always necessary to hire a lawyer, but if you’re unsure of your legal rights or if the accident was serious, it may be a good idea to consult with one.
  3. Will my insurance rates go up if a cyclist hits my car?
    • It depends on the circumstances of the accident and your insurance policy. Your rates may go up if you’re found to be at fault for the accident.
  4. Can I prevent accidents with cyclists?
    • Yes, by being aware of your surroundings and giving cyclists plenty of room, you can help prevent accidents.
  5. Can cyclists be held liable for accidents?
    • Yes, if a cyclist is found to be at fault for an accident, they may be held liable for damages.
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