Finding your parked car damaged is a frustrating experience. It can also be overwhelming, especially if you don’t know what to do next. When someone hits your parked car, it’s essential to remain calm and take the necessary steps to protect yourself and your vehicle. In this article, we’ll discuss what to do when someone hits your parked car and the steps you can take to ensure that you’re not left with a hefty repair bill.
Assess the Damage
The first step is to assess the damage to your vehicle. Inspect the car carefully and take note of any damages, including dents, scratches, or broken parts. Take clear pictures of the damage, including the license plate of the other car, if possible. These photos can serve as evidence if you need to file an insurance claim or police report.
Check for Witnesses
If possible, check with any witnesses who may have seen the accident. They can provide valuable information about the incident, including the details of the driver who hit your car, such as the make and model of the car, the license plate number, and the driver’s name and contact information.
Leave a Note
If the driver who hit your parked car is not present, leave a note with your contact information. The note should include your name, phone number, and a brief description of what happened. It’s best to avoid admitting fault in the note, as this can harm your chances of getting compensation.
Call the Police
If the damage is significant or you suspect that a crime has been committed, call the police immediately. They will document the incident and create an official report. This report can be useful when filing an insurance claim, and it can also help track down the driver who hit your car.
Report the Incident to Your Insurance Company
Notify your insurance company about the incident as soon as possible. They will guide you through the process of filing an insurance claim and provide you with the necessary forms and information. Be sure to provide them with all the relevant details, including pictures and any witness statements.
Get an Estimate
Once you’ve reported the incident to your insurance company, they will send out an adjuster to assess the damage and provide an estimate for repairs. You can also get an estimate from a reputable auto body shop. Having multiple estimates can help you negotiate with your insurance company and ensure that you’re getting a fair settlement.
Repair Your Vehicle
After you’ve received the estimate and settled the claim with your insurance company, it’s time to get your car repaired. You can choose to use the auto body shop recommended by your insurance company or select a shop on your own. Be sure to choose a reputable shop with a good track record of quality work.
Getting your parked car hit is an unfortunate situation, but it’s essential to remain calm and take the necessary steps to protect yourself and your vehicle. Assess the damage, check for witnesses, leave a note, call the police if necessary, report the incident to your insurance company, get an estimate, and repair your vehicle. By following these steps, you can ensure that you’re not left with a hefty repair bill and that you can get back on the road safely.
What should I do if the driver who hit my parked car isn’t present?
Leave a note with your contact information and a brief description of what happened.
Should I admit fault in the note I leave on the other driver’s car?
No, it’s best to avoid admitting fault as it can harm your chances of getting compensation.
Is it necessary to call the police if someone hits my parked car?
If the damage is significant or you suspect that a crime has been committed, it’s best to call the police.
Can I choose my own auto body shop for repairs?
Yes, you can choose your own shop, but be sure to choose a reputable one with a good track record of quality work.
What should I do if I don’t have collision coverage on my insurance policy?
If you don’t have collision coverage, you may have to pay for the repairs out of pocket or pursue compensation from the driver who hit your car.